SAVINGS / CHECKING
SAVINGS
Every member must have a savings account. Your Primary Savings account not only establishes your membership and voting rights but also serves as the gateway to all our financial products and services. To open this account, a minimum deposit of $5.00 is required, and this amount will remain on hold in your account until it is closed.
- Enjoy no monthly service fees.
- Earn dividends; check our rate sheet for the current Annual Percentage Rate (APR).
- Access free online and mobile banking services.
- Learn how to enroll today
CHECKING
Checking accounts are optional and come with no monthly service fees or minimum balance requirements. Debit cards are available for accounts that receive a minimum monthly direct deposit or payroll deduction of $200.
- Free Online & Mobile Banking
- Visa® Debit/ATM card available by mail (no temporary cards available)
- FREE checks for 55+ Members.
- Order checks online
- Use the ATM Locator to find ATMs that don’t charge a withdrawal fee
- E-statements available
- Account is subject to fees. Please see our current Fee Schedule
BABY OLIVE PROGRAM (Minor Accounts)
Encourage your young ones to start saving early and excel in school with our Baby Olive Program! This initiative allows children and minors under the age of 18 to open both checking and savings accounts, setting them on the path to financial responsibility and success.
Baby Olive accounts can earn $2.00 for every “A” grade on their report card up to $40 per school year (1).
Visa® Debit/ATM cards are available for accounts with a parent/legal guardian as a joint account holder. Accounts with a Visa® Debit/ATM card, must have a regular direct or indirect deposit established for the primary account. Spending limits may be set in accordance with the parent/legal guardian’s request.
HOLIDAY CLUB SAVINGS
Prepare for the holiday season by saving effectively! Each year, the balance of this savings account is transferred back to your primary savings account on the first business day of November, ensuring funds are ready for your holiday needs. Check our current rate sheet for the latest dividend information.
E-Statements
Sign up today to receive your statements electronically—it’s fast, secure, and convenient!
1. Log in to Online Banking and select Self Service.
2. Under e-Statement Options, choose to receive a notice by email when your next statement is ready.
3. Be sure your email address is current with the Credit Union before setting this up.
You’ll receive an email alert around the first of each month when your new e-Statement is available. Simply log in to Online Banking, go to Self Service, and click e-Statements to view it.
(1)The Baby Olive Program is exclusively available to individuals under the age of 18. Eligible participants can begin accruing credit for each “A” grade on their report cards starting as early as elementary school. Only the student’s most recent report card will be accepted. Fall (August – December) report cards can be cashed in until January 31st of the following year, and Spring (January-June) report cards can be cashed in until August 1st of the same year. Enrollment requires a parent or guardian with an active credit union account, along with the child’s identification and social security card. Savings account limitations apply exclusively to transactions conducted in person. A debit card is available solely to minors who receive a minimum monthly deposit of $200. Parents or guardians have the authority to establish spending limits on the debit card at their discretion. Promotional details and parameters are subject to change without notice.
